Rates

Residential Mortgage Rates

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Residential Fixed First Mortgage Rates

1 Year Term……………………………………………………………………………………………………………………………..2.29%

2 Year Term……………………………………………………………………………………………………………………………..2.19%

3 Year Term……………………………………………………………………………………………………………………………..2.34%

4 Year Term……………………………………………………………………………………………………………………………..2.54%

5 Year Term……………………………………………………………………………………………………………………………..2.59%

7 Year Term……………………………………………………………………………………………………………………………..3.39%

10 Year Term……………………………………………………………………………………………………………………………..3.84%

 

Variable Rate Mortgages

Prime Lending Rate: 3.00%

5 Year Variable…………………………………………………………………………………………………………………2.35% (Prime -.50%)

Adjustable Rate…………………………………………………………………………………………………………………2.20% (Prime -.65%)

Line of Credit …………………………………………………………………………………………………………………..3.35% (Prime +.50%)

Commercial Mortgage Rates

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Commercial Fixed Mortgage Rates

1 Year Term…………………………………………………………………………………………………………………………………..4.85%

2 Year Term…………………………………………………………………………………………………………………………………..4.90%

3 Year Term…………………………………………………………………………………………………………………………………..4.74%

4 Year Term…………………………………………………………………………………………………………………………………..4.95%

5 Year Term…………………………………………………………………………………………………………………………………..4.84%

Commercial Small Business Loans 3

 

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*Commercial Small Business Loans Rates 

1 Year Term (closed)……………………………………………………………………………………………………………..6.10%

2 Year Term…………………………………………………………………………………………………………………………………..6.15%

3 Year Term…………………………………………………………………………………………………………………………………..5.99%

4 Year Term…………………………………………………………………………………………………………………………………..6.20%

5 Year Term…………………………………………………………………………………………………………………………………..6.09%

1 Year Term (Open)………………………………………………………………………………………………………………6.00%

*Canada Small Business Loans are subject to a one-time up front government registration fee of 2% of the loan amount that is payable to the government and can be added to the loan principal.

Private Mortgage Rates

*Private First Mortgage Rates

1 Year ………………………………………….6.99%

*Private Second (2nd) Mortgage Rates

Private second mortgage rates start as low as 9.99%

*Our Private Mortgages are driven primarily by the value of the home, and can extend to 90% of the value of your residential property,  and are subject to a minimum lender fee of 2%, these fees may be  taken out of the proceeds of the loan.

All fees and rates vary.

 

All rates listed are subject to change and are also subject to the terms and conditions,and approval of the Lender…

 

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Toronto,Ontario M1B 5W9
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